Do you dream of stepping onto the property ladder but are unsure where to begin? Whether you're ready to purchase your first home now, or need guidance to make it a reality in the future, we're here to support you every step of the way!
At Abbey House Mortgages, we feel purchasing your first home should be exciting, however we also understand that it can be an overwhelming experience. That's why we're dedicated to supporting you to make your homeownership dreams come true, while guiding you through the whole process!
Your home may be repossessed if you do not keep up repayments on your mortgage
Here's how we can assist you:

- 01 Personalised Budgeting Assistance
We'll work with you to create a budgeting plan that helps you save for your deposit. Our expert advisors will provide tailored advice to maximise your savings potential.
- 02 Exploring Supportive Schemes
There are various schemes and initiatives designed to assist first-time buyers. We'll guide you through these options, helping you understand the details and to decide if they are suitable for your individual situation.
- 03 Providing Financial Clarity
We'll demystify the world of homeownership finance. Our team will explain your potential mortgage options, interest rates, and monthly repayments so you can make informed decisions.
- 04 Delivering a Stress-Free Process
We streamline the process, handling all the paperwork and negotiations on your behalf, so you can focus on planning your move.
- 05 Mortgage Pre-Approval
Get a head start on your home search with our mortgage pre-approval service. Know your budget and shop for your new home with confidence.
- 06 Budget Optimisation
Abbey House Mortgages is committed to your financial well-being. We'll share tips and strategies to help you manage your money effectively, not just during the homebuying process but throughout your homeownership journey.
Who Qualifies For A First-Time Buyer Mortgage?
There are a number of schemes and exclusive deals that are only available to first-time buyers, so it is important to understand if you qualify as one.
Generally speaking, you're classed as a first-time buyer if you have never owned, or had a major interest in, a residential property or land anywhere in the world.
Whilst it can be confusing, don't panic.
Our team will complete a full assessment of your proposed mortgage application and advise if you qualify as a first-time buyer.
Even if you don't, meaning certain deals and schemes aren't available to you, they'll still be able to find a great deal for you.
You Won't Qualify As A First-Time Buyer If:
- You own, or have owned, a residential property anywhere in the world
- You have inherited a property, even if you have sold it and never actually lived in it
- You own, or have owned, a commercial property with living quarters attached to
- You're taking out a joint mortgage with someone that doesn't qualify as a first-time buyer, even if you do
- A parent or guardian, who doesn't qualify as a first-time buyer, is buying the property for you
Ready to Start? Get in Touch
We understand that reaching out to a mortgage adviser can be daunting, but we want you to know that we're here to make it as easy as possible.
Don't hesitate to contact us - our initial advice is completely free and there's absolutely no obligation. Fees are only charged where you wish to enter into a paid service with us, and will be fully explained to, and agreed by, you before you commit to anything.
Let's turn your dreams into reality, together.
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Don't just take our word for it, our clients say it better than we ever could!
Get In Touch
Postal Address:
The Abbey House, 17 Palmer Ave, Hucknall, NG15 7AN