What is the shared ownership scheme? Shared ownership is a government-backed scheme that allows people to buy a share of a property. You will normally own between 25% and 75% of the property, however on some homes it could be as little as 10%. The remaining share will be owned by a landlord, and you […]
What is Stamp Duty? Stamp Duty Land Tax (SDLT) is a tax that’s charged when you buy a property in the UK. The amount of Stamp duty will depend on the purchase price of the property. Temporary changes to stamp duty In September 2022, the government announced a temporary measure to increase the stamp duty […]
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Are you planning to purchase your first home but don’t seem to be able to save enough, or quickly enough? Despite your best efforts, are traditional saving methods not providing the best return for you to purchase your home? The Lifetime ISA is a specialised Individual Savings Account (ISA) designed specifically to help individuals save […]
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If, like many, you have found yourself effected by the rising cost of living, in particular in energy, food and interest rates then there is support available! In these circumstances it may not be the obvious choice to approach a Mortgage Broker like ourselves, however we are here to help. We can advise on a […]
Introduction Did you know that improving your credit report can be the key to unlocking a world of financial opportunities? Whether you’re dreaming of owning a home, getting that shiny new car, or simply wanting to qualify for credit cards and unsecured loans with better terms, your credit report plays a pivotal role. The good […]
